
Move Money Freely. Instantly.
VeePay is Nigeria's fast and secure digital wallet. Send money to anyone, receive payments via QR code, and withdraw straight to your bank — all from one app.

Received
₦25,000
Sent
₦10,000
Simple. Fast. Secure.
Get started with VeePay in just six easy steps

Create Your Account
- Sign up in under 2 minutes
- Enter your name, email, and Nigerian phone number
- Choose between a Customer or Merchant account

Set Your Transaction PIN
- Secure every transaction with a personal 4-digit PIN
- Your PIN is encrypted and never stored in plain text
- Easy to remember, hard to crack

Verify Your Identity
- Quick and secure verification process
- Upload your valid ID document
- Get verified within minutes

Fund Your Wallet
- Add money via bank transfer to your virtual account
- Use debit card for instant funding
- Accept payments from other VeePay users

Start Sending Money
- Send money using VeePay Tag or phone number
- Scan QR codes for quick payments
- Pay merchants seamlessly

Track Your Transactions
- View complete transaction history
- Download statements anytime
- Monitor your spending in real-time
Everything You Need to Manage Your Money
Powerful features designed for everyday Nigerians
Send to Anyone
Transfer money to any VeePay user using their unique @VeePay Tag. Scan their QR code in-person. No bank account details needed — just a tag.
Get Paid, Your Way
Share your personal QR code or VeePay Tag and receive money instantly. Merchants can print or display their QR code to accept payments from customers.
Withdraw to Any Bank
Move money from your VeePay wallet to any Nigerian bank account. Fast, reliable, and available 24/7.
Fund via Bank Transfer
Every VeePay wallet comes with a dedicated virtual account number (Wema Bank). Fund your wallet anytime by making a regular bank transfer to your unique account number.
Secured by Your PIN
Every transaction requires your personal 4-digit PIN. Your security is our priority — VeePay will never ask for your PIN.
Get Verified, Get More
Complete a quick identity verification (BVN, NIN, or ID Card) to unlock higher daily and monthly transaction limits and earn the Verified Badge.
Built for Everyone
Whether you're sending money to family or running a business, VeePay has you covered
Customer Account
Best for individuals who want to send and receive money
- Send money via VeePay Tag
- Receive via QR code or Tag
- Fund wallet via virtual account
- Withdraw to your bank account
- View full transaction history
- KYC upgrade available
Merchant Account
Best for business owners who accept payments
- Accept payments from any VeePay user
- Dedicated Merchant QR code
- Print or share your QR code
- Business name displayed on transfers
- Track incoming payments
- Higher transaction limits with KYC

Join thousands of Nigerian businesses accepting payments with VeePay QR codes
Your Money. Your Security.
We've built VeePay from the ground up with security at every layer.
PIN-protected transactions
Every send, receive, or withdrawal requires your 4-digit PIN
Encrypted data
Your PIN is never stored in plain text
Automatic session management
You're securely logged out if your session expires
KYC verification
Identity verification ensures only real people use VeePay
Transaction transparency
Full history of every transaction, always visible to you
Transparent Limits. No Surprises.
Know exactly what you can do with your account
| Account Level | Daily Limit | Monthly Limit |
|---|---|---|
| Unverified | ₦50,000 | ₦300,000 |
| KYC Verified | No daily cap | Significantly higher |
Upgrade your account with a simple KYC process to unlock full limits.
Nigerians Trust VeePay
Join over a million users who rely on VeePay every day
“VeePay made it so easy to pay at the market. I just scan the QR and it's done.”
Adaeze O.
Lagos
“I collect payments from customers every day and I've never missed a transaction.”
Emeka T.
Merchant, Abuja
“The virtual account makes it super easy to top up my wallet from my regular bank.”
Fatima B.
Kano
Frequently Asked Questions
Everything you need to know about VeePay
Be the First to Experience VeePay
VeePay is launching soon. Join the waitlist now and get priority access, exclusive early-user perks, and the chance to shape the platform before it goes public.
- First access when VeePay launches
- Exclusive early-user benefits & offers
- Shape the product with direct feedback